Loan Against Securities

Loan Against Securities

A loan against securities is a financial tool that allows businesses to use their shares, bonds, or mutual fund units as collateral to secure a loan. By doing this, companies can unlock capital without having to sell their investments, maintaining ownership of their assets. The loan provides immediate liquidity, often with lower interest rates than unsecured loans, making it a cost-effective way to raise funds.

At Dhannpati, we offer competitive loans against securities with flexible terms. Unlike traditional loans, borrowers only pay interest on the loan amount, while retaining the benefits and dividends from the securities. The loan amount is usually determined by the market value of the pledged securities, and the interest rate tends to be nominal due to the reduced risk for lenders.

One of the greatest advantages of this facility is that there are no hidden fees—only a simple interest charge. This makes it an appealing option for businesses that require immediate funds for expansion or to cover operational costs during difficult financial periods.

Dhannpati prides itself on offering tailored solutions that help companies not only survive financial crises but thrive. We believe in growing with our clients by offering support that strengthens their financial stability, ensuring mutual success. Whether you're looking to invest in growth or manage cash flow, our loan against securities provides a straightforward, affordable option to meet your needs. .

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